Car accident: What to do about personal injury and liability?

Liane FoeLawyer

First steps after a car accident

Ensure a safe situation

• Call the police and get a police report if there are injuries or serious damage, especially in a car accident where the question of fault is important.

• Take pictures of the accident and fill out the claim form if there are no injuries or serious damage.

• Collect any witness statements and make a clear situation sketch.

Mobile damage report

It is possible to report damages after a car accident immediately on your cell phone through the mobile website and app of the Association of Insurers or your insurance company. Complete the interactive claim form and receive a text message summarizing the claim.

Record the accident

• Take pictures of the accident scene and note the details of the other driver and any witnesses.

• Also note the insurance information and license plate numbers of all vehicles involved.

Liability in a car accident

Who is liable?

The person who causes the traffic accident is liable and must pay the damages. If more people are at fault, they each pay a portion of the damages according to their insurance policies.

Vulnerable road users

An exception to the rule is collisions with vulnerable road users, where specific traffic rules apply.

Personal injury after a car accident

What is covered by personal injury

Personal injury includes all costs related to the car accident. The at-fault party must pay all of these costs. Medical reports are essential to document the personal injury damages incurred.

Smart money

• Compensation for damages is separate from compensation for personal injury auto.

• Smart money is an intangible personal injury compensation and relates to psychological distress and psychological damage.

Schadeposten

Claiming compensation after car accident is possible only if there are damages that qualify for financial compensation.

In an accident, victims may face lost income. These lost earnings can be compensated as part of the compensation claim. It is important to properly document financial losses to accurately determine damages.

You must be able to prove what damage you have sustained.

Material damage

Medical expenses

Do you have physical injuries and were you picked up by an ambulance after the accident or had pictures taken at the hospital? You will then have to pay the deductible to your health insurance company. It is important to reach the medical end state before full compensation can be calculated. This means that it you are symptom-free or that the lasting effects of the accident are clear. In addition to medical expenses, rehabilitation costs may also be charged.

Hospital and rehabilitation day fees

If you are admitted to the hospital and/or rehabilitation center after the car accident, you will receive a daily allowance per day.

Loss of earning power

The accident may have left you disabled and unable to work. Some people even lose their jobs and miss income as a result.

Another important aspect is the process of recovering damages after a car accident. It is crucial to properly document all expenses and file claims to claim compensation. This is where a personal injury lawyer can play an important role.

Intangible damage

Mantel Care

The help with personal care that you receive after the accident is also reimbursed through an informal care allowance. This includes, for example, the help you receive with washing and/or dressing.

Household help/housekeeping/garden maintenance

In addition, the accident may leave you unable to do household chores and in need of domestic help or home and/or garden maintenance.

Study delay

Should you be attending a study/training program during the accident and unable to complete it, this is damage and study expenses can be reimbursed.

Claiming damages

How much compensation will I receive?

How much compensation you will receive is difficult to say. The amount of compensation varies from person to person and accident to accident and depends on an accurate damage calculation.

Help in claiming your compensation

Personal injury lawyer: often free legal assistance

• In most cases, we work free of charge for people who have suffered personal injury after an accident. Legal assistance is crucial in claiming compensation because it helps recover costs not covered by health insurance companies from the liable party.

• Our personal injury experts are ready to assist victims in claiming compensation and offer legal advice. With knowledge and experience, we provide expert help.

• The personal injury lawyer will help identify the damages suffered and recover from the liable party.

Call in the emergency services

• If you are involved in a car accident, the first thing you should do is call for emergency services.

• Call 911 immediately and provide the exact accident location, number of vehicles involved and severity of injuries.

When entitled to personal injury compensation in a car accident

Liability and injuries sustained

In a car accident, the at-fault party must pay for the costs, often through their insurance company. The fault issue is the starting point in a collision with another motorized vehicle.

Conclusion

Contact us for advice!

• Want to know how much compensation you can receive or want to know if the other party involved is liable? Then contact us.

• You can reach us at +3120 737 1447.